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Tuesday, July 29, 2014

12:00 p.m. - 2:00 p.m.

PRE-CONFERENCE WORKSHOP – THE INS AND OUTS OF SPOUSAL CARVE-OUTS (INCLUDED WITH YOUR CONFERENCE REGISTRATION)

Workshop Leader: Scott Snow, FSA, MAAA, President, S. M. SNOW & ASSOCIATES, INC.

It was big news last summer when UPS said it would no longer allow spouses that had alternative healthcare coverage on the UPS health plan--about 4 percent of employers already limit working spouse participation, but UPS was by far the largest and most public announcement. Towers Watson says this trend is increasing, and a full 12 percent of employers will utilize some form of spousal carve out this year. This session will examine tactics from cash incentive programs to spousal surcharges, discuss the cost saving potential of each, and, importantly, how companies can communicate and execute what will be a life-changing event for some employees and their families.

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