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Wednesday, October 1, 2014

10:00 a.m. - 11:00 a.m.
Track: Growth and Innovation View Track

ACA’S PREMIUM STRUCTURE WILL FORCE HISTORIC SHIFT TO ONLINE ENROLLMENT SYSTEMS

George Reese, III CLU REBC RHU CFCI, CEO & Co-founder, EMPLOYEE NAVIGATOR

ACA’s rate structure has turned online enrollment from an optional service to a requirement for insurance brokers.  The new premium structure which will apply to over 98% of groups in 2016, makes calculating rates much more difficult and competition will force brokers to offer tools to their clients and employees to manage yearly age banded rates.  These new system will also create a new market for voluntary worksite benefits.  Topics include: How are health rates calculated and predictions that administration will become decentralized and fees will come down, and data ownership will become vital for agencies.

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